The main reason for planning your finances is to get the best solutions that are appropriate for you at any given time. It is also to help you achieve your goals and to look at and understand ‘the bigger picture’ in terms of circumstances that may affect the end result.

By choosing to seek advice from Black Financial Services, you will receive a complete assessment of your current financial status which includes areas such as affordability, taxation and levels of risk. Each area will be fully explained to you. Comprehensive and accurate details of the different financial products available to you will be provided in a format that is easy to understand. It will be free from all the industry ‘jargon’ that often only confuses people and sometimes prevents them from actually doing anything at all.

Your initial assessment with us is free and without obligation and prior to any advice being given, you will be made fully aware of the charges and fees that will be incurred and be provided with options about how these can be met.

You will also be provided with accurate illustrations of any work being undertaken on your behalf and receive details of our Terms of Business.

The value of your investment can go down as well as up and you may not get back the full amount invested