We believe professional advice on all the implications of pension arrangements is more important now than ever before. Recent legislative changes to pensions and how they are drawn, has caused considerable confusion and worry to people of retirement age.

Added to this is the likelihood of an ever decreasing State Pension, we feel that there has never been a more important time to make provisions for our old age through a private pension.

The UK Government has recognised the enormity of this and is trying to encourage us to save for our retirement by offering generous tax breaks on pension contributions.

Call Us
01474 561199
Visit Us
The White House Clifton Marine Parade Gravesend Kent DA11 0DY
Email Us
Need Help
Simply Contact Us

With the new range of low-cost pension plans currently available, this could be the most tax-efficient way of investing depending on your own circumstances. The earlier you start making contributions towards retirement, the more beneficial this in terms of what will be available at the time you choose to retire.

Pension plans can be confusing as there are different options available but Black Financial Services can advise you on the types and funds available and how much to save.

You may feel it is time to review your existing pension arrangements and if so, we would be pleased to review, advise and where necessary amend your current pension provision. We are authorised to advice for both individual and group scheme arrangements.

Retirement Options on pensions i.e. obtaining the most income from your pension fund involves looking at a range of options and we can help you select the one most suitable product for your needs – including conventional annuities, asset linked and enhanced annuities, income drawdown plans, SIPP’s, (self-invested pension plans) and phased retirement plans.

Please remember that a pension is your future in retirement.

If you would like advice on pensions including Occupational Pensions, Personal Pensions, Stakeholder Pensions, Self-Invested Personal Pensions (SIPP) and Workplace Pensions Schemes, please contact us via telephone or email. We would be only too happy to help.

The value of your investment can go down as well as up and you may not get back the full amount invested.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK